One of Our Favorite Resources-Patti Peterson

We are so excited to share another one of our favorite resources with you this week-Patti Peterson. Patti Peterson is a seasoned financial advisor with over 22 years of experience. She has helped thousands of clients with retirement, estate, and investment planning. Through her partnership with Williams Financial Group, Patti can now combine all her years of experience in the institutional retirement market with new and innovative independent client tools provided by WFG. This creates a great environment to cultivate the financial goals of her clients. 
Patti’s career began with her work as an advisor with VALIC in 1989. During her 20 year career with that organization, she became a highly regarded advisor and educator. She  traveled extensively conducting workshops and seminars throughout the country on a wide variety of topics. Patti has been instrumental in developing presentations
and educational material designed to make financial planning easier to understand for clients.
Patti maintains her series 6, 7, 63, and 65 FINRA registrations. She holds licenses in life insurance, variable annuity and long-term care. She is licensed in five states (Nevada, Utah, Arizona, California and Idaho). Some of her areas of expertise include State Retirement systems, Social Security integration, Windfall Elimination Provisions, and pension plans. 
We have known Patti both personally and professionally for over twenty years and have been so impressed with her honesty, knowledge and skills and the application of these attributes to clients that we have referred to her. We can truly give her a glowing report. If you would like someone very sharp and knowledgeable, who will help you grow and maintain your financial well-being, Patti is your planner. We hope that you will make her one of your favorite resources as well! 



Patti Peterson, Senior Financial Advisor

ppeterson@williams-financial.com

Tel No. (702) 990-3247

Estate Planning Workshops

The August dates are up! We are holding our August Estate Planning 101 workshops on the 13th at 10:00am and the 18th at 6:00pm. Put an end to your procrastination-RSVP if you or a friend would like to attend.  Thanks!

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Death, Taxes, and Probate…But what is Probate?

Similar with death and taxes, many people hear the word “probate” and cringe.  Words and thoughts such as expensive, time-consuming, and fear of the unknown come into mind.  But what is probate?  Simply put, probate is the legal process that takes place after a person dies by resolving any claims and transferring property of the estate to those who would inherit under the probate court’s supervision. 

The probate process involves proving that the deceased person’s will is valid, notifying creditors, resolving debts, paying taxes, identifying the decedent’s property, inventorying the deceased person’s property, and distributing any remaining property according to the will’s terms or under the direction of state law.   

For example, in Nevada, after a person dies the executor or administrator will file probate filings in the Clark County Probate Court located in Las Vegas, with the assistance of a probate attorney (you don’t want to attempt this yourself because it is complicated).  The probate filings include information such as a list of the decedent’s property, debts, and names of who will inherit the property, etc.  Creditors and relatives will be notified of the death and once all required steps have been fulfilled, the court will order the estate’s property to be transferred and distributed to the recipients.  

Probate can be time consuming, expensive and nerve wracking, but can be avoided with some basic estate planning. However, if you find yourself in a situation where you must probate the estate of a loved one, we can help you through the process. The death of a loved one is always difficult and we at Michaelson & Associates, are here to help and guide you through these difficult times so that you can focus on the more meaningful things in life.   

Solving Problems From the Bottom Up

I believe the economic difficulties we face in the world will be solved one home, one neighborhood, one community at a time.  The best solutions come from the bottom-up, not from the top down.  If people will work together at the grass-roots level, we can solve anything.   What do you think?  
By Paul R. Michaelson, Esq.

One of Our Favorite Resources-Roger Garvin

One of our favorite resources that we are pleased as punch to share with you is our wonderful IT specialist, Roger Garvin. Roger Garvin brings over 40 years of corporate and entrepreneurial business experience to his company, Results Technologies.  His mission is to provide Quality IT Solutions for the Small Business. His perspective on technology as it is used in business is unique in that he worked in both large and small corporate enterprises in manufacturing, marketing, sales and distribution before focusing on the use of technology in business.  As a result, his focus when working with clients is on the tasks the owner requires rather than the technology itself.   The goal is to assist business operators to better leverage the technology they already own and enhance only when operational requirements demand it.

His client base includes CPA’s, law firms, light manufacturing, insurance agencies, sole operators and home based businesses.  His question for all new prospects is “if you go to work tomorrow, turn on your computer and nothing happens, would you know what to do next?”  If not, then you would greatly benefit from his service.

We have had the privilege of working closely with Roger both on a maintenance level with our computers as well as development of new systems and special projects. He is always cheerful, honest and timely in his service. And most of the time, he'll pass on a few good jokes while he's at it! We are so grateful to know Roger and hope that you choose to make him one of your resources as well.

Contact him at:

Tel No. (702) 232-8621

Fax       (702) 431-6825

Email   roger.garvin@gmail.com

Web     www.resultstechllc.com

  

What are the Tri-Powers?

  M&A has coined the name 'Tri-Powers' to represent the three most basic documents that are the first step in Estate Planning. The Tri-Powers consist of a General Durable Power of Attorney, Healthcare Power of Attorney and a Living Will. These documents are vital in protecting you and your family against incapacities that are certain to occur in life.  To view a brochure about these documents, click on the images below.

How Much Does An Estate Plan Cost?

 At M&A we believe in transparency. We want our clients to be educated on what estate planning is, why we do it and how much it will cost. We believe this leads to a happier customer. See our brochure below for a list of estate plans and the accompanying price range for each. 

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We will tailor your plan to fit your needs and pocket book. We recommend that you look over this brochure prior to a consultation with one of our attorneys so that you have an idea of what you need and what will fit your budget. During the consultation, the attorney will discuss your needs and use our Flex Quote system to arrive at a final cost. Once you and the attorney have agreed upon a fee, there are several methods of payment that can be used. We accept cash, check, Visa, Mastercard, Discover and American Express. We also provide payment plans or credit lines with liberal terms for any of our services above $1000. Contact us today to schedule a consultation!

Estate Planning Workshops

We are pleased to announce our Estate Planning Workshop dates for July 2011: July 16th at 10:00am and July 21st at 6:00pm. Please mark your calendars and forward this information to anyone you feel might benefit or be interested. Must RSVP to attend. Thanks!

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One of Our Favorite Resources-Fraser E. Inouye

At M&A, we have some really great resources that are valuable to us and our clients. We would like to take this opportunity to share one of them with you-Fraser Inouye. Fraser specializes in tax planning, tax preparation and business advisory services.  Fraser's clients have special tax needs in which proper tax planning has a significant impact on the client’s financial well-being. He has assisted many clients by minimizing their tax burden through creative planning and knowledgeable tax return preparation.

Fraser is a member of the American Institute of Certified Public Accountants and Nevada Society of Certified Public Accountants.  He has served as Treasurer on the Board of Directors for Family and Child Treatment of Southern Nevada and has been involved with coaching youth baseball teams in the Las Vegas area.

We have known and worked closely with Fraser for the many years and can give him an excellent recommendation. He takes a personal interest in his clients and goes the extra mile to ensure that they receive the best possible result. Here is a link to his firm's website.

Fraser E. Inouye

711 Mall Ring Circle, Suite 203

Henderson, Nevada 89014

Email:    fraser@uucicpa.com

Phone:  (702) 433-5757

Fax:      (702) 433-5589